PayMe: Personal Loan App 22.0.0

PayMe: Personal Loan App 22.0.0

Huey Tech Pvt Ltd. – Freeware – Android
Latest Version
22.0.0
Safe to install

Instant Loans at Your Fingertips with PayMe

Peter Salakani

PayMe by Huey Tech Pvt Ltd offers a seamless experience for securing personal loans quickly, but user experience could use some improvements.
2025 Editor's Rating

PayMe is a highly reputable digital lending app that serves 6 million users in India. It offers a convenient solution for obtaining personal loans directly through your Android device. By applying for a quick loan, you can have funds credited to your account within a day*. PayMe collaborates with RBI-registered NBFCs and banks to provide quick cash loans for both salaried and self-employed individuals.

What You Get with the PayMe Loan App

  • Paperless process
  • Low processing fee
  • Affordable interest rates*
  • Loan tenures: 3 to 24 months
  • Quick loan approval and disbursement
  • Get instant personal loans online for up to ₹10 lakhs

What Sets PayMe Personal Loan App Apart?

We aim to simplify the personal loan application process through our app, offering a range of features and benefits:

  • All-purpose personal loan: Whether it's for a car, home renovation, education fund, or unexpected emergencies, PayMe has you covered.
  • Paperless process: Enjoy a 100% paperless experience—no physical paperwork required for your online loan application.
  • Swift approval: Get a loan approval within minutes from our associated and efficient NBFCs.
  • Flexible repayment: Choose between one-time repayment or manageable EMIs lasting from 3 to 24 months.
  • Transparent terms: Experience transparency with no hidden costs for your instant personal loan.
  • Collateral-free review: Secure an instant personal loan without requiring collateral security.
  • CIBIL score check: Instantly check your CIBIL score for free using the PayMe app.

Types of Personal Loan Offerings

  • Short-term loan (one-time repayment): Obtain a fast personal loan of up to ₹50,000 with a one-time repayment in 90 days.
  • EMI loan: Apply for instant personal loans up to ₹10 Lakhs, with flexible repayment over 3 to 24 months.
  • Empowerment loan: Specifically designed for women, these personalized loans offer terms from 3 to 24 months, catering to individual needs.

Why PayMe Is Trustworthy

  • Security: We prioritize transparency, safety, and security by partnering with RBI-certified NBFCs and banks.
  • Enhanced data protection: We secure your information through measures like data encryption, secured servers, ISO 27001 certification, and more.

Our Lending Partners

  • Mamta Projects Private Limited
  • Payme India Financial Services Private Limited
  • Transactree Technologies Private Limited
  • NDX P2P Private Limited
  • Finkurve Financial Services Limited

Example for Bullet Loan (One-Time Repayment)

For a Bullet Loan, you can borrow ₹10,000 with a 30-day tenure at a daily interest rate of 0.10%. The one-time repayment, including fees and accumulated interest, amounts to ₹10,890, with a maximum APR of 113.50%.

Example of Term Loan

For a Term Loan of ₹30,000 with a 90-day tenure and a daily interest rate of 0.10%, the total cost amounts to ₹33,588, with a maximum APR of 74.75%.

How to Apply for a Personal Loan via the PayMe App?

  • Install the PayMe Loan App from the PlayStore and register with your mobile number or email.
  • Fill in essential details and upload ID proof: Aadhaar/PAN card for KYC.
  • Get assigned a credit limit.
  • E-sign the agreement and enroll to proceed with eNACH/eMandate.
  • Your loan amount will be instantly credited to your bank account upon completion.

Any Queries?

For eligibility and documentation, visit www.paymeindia.in/personal-loan/.

  • Customer Support Number: 0120-697-1400
  • Address: Logix InfoTech Park D-5, 3rd Floor, Sector 59, Noida, UP - 201301.

Read our Privacy Policy: www.paymeindia.in/privacy-policy/ and *Terms and Conditions: www.paymeindia.in/terms/.

*Subject to submission of valid documents, successful verification, and credit approval.

Overview

PayMe: Personal Loan App is a Freeware software in the category Business developed by Huey Tech Pvt Ltd..

The latest version of PayMe: Personal Loan App is 22.0.0, released on 05/28/2025. It was initially added to our database on 02/06/2024.

PayMe: Personal Loan App runs on the following operating systems: Android.

PayMe: Personal Loan App has not been rated by our users yet.

Pros

  • User-friendly interface that simplifies the loan application process.
  • Quick loan approval and disbursement, often within a few hours.
  • Flexible repayment options tailored to individual financial situations.
  • Competitive interest rates compared to traditional banks and loan providers.
  • Ability to track loan status and manage repayments through the mobile app.
  • Secure data protection measures to ensure user information is safe.
  • Promotional offers or loyalty programs for repeat users.

Cons

  • Limited availability in certain regions, restricting access for some potential users.
  • High interest rates for some users based on their creditworthiness.
  • Potential hidden fees associated with late payments or other services that may not be clearly disclosed prior to applying.
  • Dependence on internet connectivity; requires a stable connection for full functionality.
  • Customer service may be slow to respond during high-demand periods.
  • Requires personal and financial information, which some users may find intrusive.

Peter Salakani

Peter Salakani

I'm Peter, a software reviews author at UpdateStar and content specialist with a keen focus on usability and performance. With a background in both software development and content creation, I bring a unique perspective to evaluating and discussing general software topics. When I'm not reviewing software, I enjoy staying updated on the latest tech trends, experimenting with new applications, and finding innovative solutions to everyday tech challenges.

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