22.0.0 Safe to install
Instant Loans at Your Fingertips with PayMe

PayMe by Huey Tech Pvt Ltd offers a seamless experience for securing personal loans quickly, but user experience could use some improvements.
PayMe is a highly reputable digital lending app that serves 6 million users in India. It offers a convenient solution for obtaining personal loans directly through your Android device. By applying for a quick loan, you can have funds credited to your account within a day*. PayMe collaborates with RBI-registered NBFCs and banks to provide quick cash loans for both salaried and self-employed individuals.
What You Get with the PayMe Loan App
- Paperless process
- Low processing fee
- Affordable interest rates*
- Loan tenures: 3 to 24 months
- Quick loan approval and disbursement
- Get instant personal loans online for up to ₹10 lakhs
What Sets PayMe Personal Loan App Apart?
We aim to simplify the personal loan application process through our app, offering a range of features and benefits:
- All-purpose personal loan: Whether it's for a car, home renovation, education fund, or unexpected emergencies, PayMe has you covered.
- Paperless process: Enjoy a 100% paperless experience—no physical paperwork required for your online loan application.
- Swift approval: Get a loan approval within minutes from our associated and efficient NBFCs.
- Flexible repayment: Choose between one-time repayment or manageable EMIs lasting from 3 to 24 months.
- Transparent terms: Experience transparency with no hidden costs for your instant personal loan.
- Collateral-free review: Secure an instant personal loan without requiring collateral security.
- CIBIL score check: Instantly check your CIBIL score for free using the PayMe app.
Types of Personal Loan Offerings
- Short-term loan (one-time repayment): Obtain a fast personal loan of up to ₹50,000 with a one-time repayment in 90 days.
- EMI loan: Apply for instant personal loans up to ₹10 Lakhs, with flexible repayment over 3 to 24 months.
- Empowerment loan: Specifically designed for women, these personalized loans offer terms from 3 to 24 months, catering to individual needs.
Why PayMe Is Trustworthy
- Security: We prioritize transparency, safety, and security by partnering with RBI-certified NBFCs and banks.
- Enhanced data protection: We secure your information through measures like data encryption, secured servers, ISO 27001 certification, and more.
Our Lending Partners
- Mamta Projects Private Limited
- Payme India Financial Services Private Limited
- Transactree Technologies Private Limited
- NDX P2P Private Limited
- Finkurve Financial Services Limited
Example for Bullet Loan (One-Time Repayment)
For a Bullet Loan, you can borrow ₹10,000 with a 30-day tenure at a daily interest rate of 0.10%. The one-time repayment, including fees and accumulated interest, amounts to ₹10,890, with a maximum APR of 113.50%.
Example of Term Loan
For a Term Loan of ₹30,000 with a 90-day tenure and a daily interest rate of 0.10%, the total cost amounts to ₹33,588, with a maximum APR of 74.75%.
How to Apply for a Personal Loan via the PayMe App?
- Install the PayMe Loan App from the PlayStore and register with your mobile number or email.
- Fill in essential details and upload ID proof: Aadhaar/PAN card for KYC.
- Get assigned a credit limit.
- E-sign the agreement and enroll to proceed with eNACH/eMandate.
- Your loan amount will be instantly credited to your bank account upon completion.
Any Queries?
For eligibility and documentation, visit www.paymeindia.in/personal-loan/.
- Customer Support Number: 0120-697-1400
- Address: Logix InfoTech Park D-5, 3rd Floor, Sector 59, Noida, UP - 201301.
Read our Privacy Policy: www.paymeindia.in/privacy-policy/ and *Terms and Conditions: www.paymeindia.in/terms/.
*Subject to submission of valid documents, successful verification, and credit approval.
Overview
PayMe: Personal Loan App is a Freeware software in the category Business developed by Huey Tech Pvt Ltd..
The latest version of PayMe: Personal Loan App is 22.0.0, released on 05/28/2025. It was initially added to our database on 02/06/2024.
PayMe: Personal Loan App runs on the following operating systems: Android.
PayMe: Personal Loan App has not been rated by our users yet.
Pros
- User-friendly interface that simplifies the loan application process.
- Quick loan approval and disbursement, often within a few hours.
- Flexible repayment options tailored to individual financial situations.
- Competitive interest rates compared to traditional banks and loan providers.
- Ability to track loan status and manage repayments through the mobile app.
- Secure data protection measures to ensure user information is safe.
- Promotional offers or loyalty programs for repeat users.
Cons
- Limited availability in certain regions, restricting access for some potential users.
- High interest rates for some users based on their creditworthiness.
- Potential hidden fees associated with late payments or other services that may not be clearly disclosed prior to applying.
- Dependence on internet connectivity; requires a stable connection for full functionality.
- Customer service may be slow to respond during high-demand periods.
- Requires personal and financial information, which some users may find intrusive.

Peter Salakani
I'm Peter, a software reviews author at UpdateStar and content specialist with a keen focus on usability and performance. With a background in both software development and content creation, I bring a unique perspective to evaluating and discussing general software topics. When I'm not reviewing software, I enjoy staying updated on the latest tech trends, experimenting with new applications, and finding innovative solutions to everyday tech challenges.
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