PayMe: Personal Loan App 21.4.1

PayMe is a highly reputable digital lending app that serves 6 million users in India. It offers a convenient solution for obtaining personal loans directly through your Android device. By applying for a quick loan, you can have funds credited to your account within a day*. PayMe collaborates with RBI-registered NBFCs and banks to provide quick cash loans for both salaried and self-employed individuals.

What You Get with the PayMe Loan App

• Paperless process
• Low processing fee
• Affordable interest rates*
• Loan tenures: 3 to 24 months
• Quick loan approval and disbursement
• Get instant personal loans online for up to ₹10 lakhs

What Sets PayMe Personal Loan App Apart?

We aim to simplify the personal loan application process through our app, offering a range of features and benefits:

• All-purpose personal loan: Whether it's for a car, home renovation, education fund, or unexpected emergencies, PayMe has you covered.
• Paperless process: Enjoy a 100% paperless experience—no physical paperwork required for your online loan application.
• Swift approval: Get a loan approval within minutes from our associated and efficient NBFCs.
• Flexible repayment: Choose between one-time repayment or manageable EMIs lasting from 3 to 24 months.
• Transparent terms: Experience transparency with no hidden costs for your instant personal loan.
• Collateral-free review: Secure an instant personal loan without requiring collateral security.
• CIBIL score check: Instantly check your CIBIL score for free using the PayMe app.

Types of Personal Loan Offerings

• Short-term loan (one-time repayment): Obtain a fast personal loan of up to ₹50,000 with a one-time repayment in 90 days.
• EMI loan: Apply for instant personal loans up to ₹10 Lakhs, with flexible repayment over 3 to 24 months.
• Empowerment loan: Specifically designed for women, these personalized loans offer terms from 3 to 24 months, catering to individual needs.

Why PayMe Is Trustworthy

• Security: We prioritize transparency, safety, and security by partnering with RBI-certified NBFCs and banks.
• Enhanced data protection: We secure your information through measures like data encryption, secured servers, ISO 27001 certification, and more.

Our Lending Partners

• Mamta Projects Private Limited
• Payme India Financial Services Private Limited
• Transactree Technologies Private Limited
• NDX P2P Private Limited
• Finkurve Financial Services Limited

Example for Bullet Loan (One-Time Repayment)

For a Bullet Loan, you can borrow ₹10,000 with a 30-day tenure at a daily interest rate of 0.10%. The one-time repayment, including fees and accumulated interest, amounts to ₹10,890, with a maximum APR of 113.50%.

Example of Term Loan

For a Term Loan of ₹30,000 with a 90-day tenure and a daily interest rate of 0.10%, the total cost amounts to ₹33,588, with a maximum APR of 74.75%.

How to Apply for a Personal Loan via the PayMe App?

• Install the PayMe Loan App from the PlayStore and register with your mobile number or email.
• Fill in essential details and upload ID proof: Aadhaar/PAN card for KYC.
• Get assigned a credit limit.
• E-sign the agreement and enroll to proceed with eNACH/eMandate.
• Your loan amount will be instantly credited to your bank account upon completion.

Any Queries?

For eligibility and documentation, visit www.paymeindia.in/personal-loan/.

• Customer Support Number: 0120-697-1400
• Address: Logix InfoTech Park D-5, 3rd Floor, Sector 59, Noida, UP - 201301.

Read our Privacy Policy: www.paymeindia.in/privacy-policy/ and *Terms and Conditions: www.paymeindia.in/terms/.

*Subject to submission of valid documents, successful verification, and credit approval.